The safety of your credit card when using a phone sex service depends on several factors, including the security measures of the website you are using, your online safety habits, and the security measures of the bank that issues your card.
Find A Safe Phone Sex Service
There are several things a phone sex service should do to protect your data.
Check over the website deeply BEFORE you impulsively call. Read it carefully and ask yourself if it feels professional. A quality service puts a lot of effort into their website.
A company with a “transparent” website is operating a legitimate business. This means they professionally share information about the company and include the legal terms and conditions, the billing name, contact information, and explain how it operates in detail.
Look for a Customer Service number, or some means of contact just in case you encounter a problem with the service.
Only use a company that operates with a genuine merchant account. This means you are at risk using Paypal, CashApp, Venmo, and other payment options used by “individuals” rather than a “business”. None of those options even ALLOW adult transactions, and your account may be closed for using them for adult purchases. Payments this way are risky because too much trust is involved. Stick with professional companies.
If each operator is directly dialed with her own phone number… It’s important to find out how your information is transferred from her to the company for processing. There are still companies using email to send credit card data. Scary huh? Remember that using a direct dial phone sex service means that YOUR information is only as protected as each operator’s computer is protected. This is so often overlooked. Every operator should have to follow a protocol with virus protection and firewalls.
If you fill out a form online to make a payment you need to make sure of the following and to find out how your credit card is stored.
Legitimate websites will use a variety of security measures to protect your credit card information, such as:
HTTPS: HTTPS stands for Hypertext Transfer Protocol Secure, a secure version of the HTTP protocol used to transfer data between your web browser and a website. HTTPS encrypts your data so that it cannot be intercepted by third parties.
SSL certificate: An SSL certificate is a digital certificate that verifies the identity of a website. You can check for an SSL certificate by looking for a lock icon in the address bar of your web browser.
PCI compliance: PCI compliance refers to the Payment Card Industry Data Security Standard, which is a set of security standards that businesses must adhere to when processing credit card payments.
Your online safety habits have a huge impact on your safety. Here are a few suggestions that apply to phone sex callers.
Stick with or obtain 1 credit card to use for phone sex services. Chime is a great option for keeping calls to a budget.
Stick with 1 phone sex company at a time. Too often callers can use multiple companies or operators all over the place and can’t be sure what billing name goes with which business. This is very important to know in case of a billing issue.
Look at your statements. This sounds like your mother perhaps… but don’t spend money on anything without checking your charges!
Eventually, you will find 2 or at best 3 operators you click with and like. Stick with them as long as you are billed properly.
Never pay using Paypal or other services straight to an operator. See above, adult services are not allowed. You have no recourse to complain if overcharged without losing your account.
Always ask HOW credit card information is stored. Get the details. Don’t forget about PCI Compliance. There are rules a company has to follow.
These are only a few suggestions. Protecting your own credit card data is as important as knowing how it is protected by any company you make purchases with. Being an informed “shopper” in general is always a good idea.